In Indiana, joint tenants can own real property jointly as occupants in common or as joint renters with right of survivorship. Residents can likewise own certain personal effects collectively as tenants in common or as joint occupants with right of survivorship. For instance, two individuals can own their savings account jointly as joint occupants with survivorship rights or as occupants in typical.

For single individuals, the Indiana Code presumes they own their property as occupants in typical and not as joint occupants with survivorship rights. Unmarried spouses should state they prefer to hold their property together as joint tenants with right of survivorship and not as occupants in typical to get rid of the legal anticipation set forth in the Indiana Code.
It is essential to point out that the legal presumptions might not extend to bank accounts.